"Stokvels schemes in support of entrepreneurship in South Africa" explore l'importance des stokvels dans le soutien à l'entrepreneuriat africain, en particulier pour les femmes. Malgré l'accès aux institutions financières formelles, les stokvels demeurent essentiels, générant des millions de rands et s'intégrant dans le cadre réglementaire de la SARB depuis 1994.
Navigating the complexities of today's unpredictable business landscape requires a fresh approach to risk management. The author draws on two decades of experience to argue that effective risk assessments should align with specific organizational objectives and key value drivers. The book emphasizes the importance of transparency and proactive measures in addressing regulatory demands and shareholder scrutiny. By redefining risk as an opportunity for meaningful insights, it aims to equip businesses with strategies to thrive amidst uncertainty.
Exploring the resilience of stokvels in South Africa, this book highlights their role as vital financial institutions in Black communities, contrary to expectations of their decline with increased access to formal banking. Stokvels, which facilitate significant informal fund exchanges, are particularly influential among women, providing essential financial support for entrepreneurship and survival. Over time, they have evolved into diverse savings and credit organizations, earning recognition from the South African Reserve Bank as key players in the informal financial sector.
The Stokvels as an informal way to finance black entrepreneurship in South Africa
The book explores the economic solidarity among African communities in South Africa, particularly through the practice of rotating savings and credit associations (ROSCAs), known locally as stokvels. Originating from the constraints of apartheid, these groups allow members to pool resources, but their preference for large retail outlets over Township Retail Stores (TRSs) highlights a lack of trust in local businesses. The narrative reveals the ongoing challenges faced by TRSs in meeting community needs and the limited benefits they receive from these savings schemes.
Sector Education and Training Authority Programme
Focusing on the importance of planning, monitoring, and evaluation, this book guides learners towards a results-oriented approach in project management. It emphasizes that effective program design hinges on results planning and integrates these elements into a cohesive framework. The text acknowledges the diverse applications of project management, from agriculture in Africa to engineering in Australia, highlighting its global significance. By addressing the complexities of modern projects, it serves as a comprehensive resource for understanding this vital international discipline.
Das Buch "Stokvels-Programme zur Förderung des Unternehmertums in Südafrika" beleuchtet die Rolle von Stokvels als wichtige Institutionen im informellen Finanzsektor. Die Autoren zeigen, dass Stokvels weiterhin florieren und vor allem von Frauen genutzt werden, um finanzielle Mittel für Kleinunternehmer zu generieren.