Cette économiste et experte en sécurité de la retraite offre une critique cinglante de l'approche américaine en matière de revenus de retraite. Ses analyses révèlent les lacunes du système actuel et proposent des recommandations politiques innovantes pour sa restructuration. Par ses écrits, elle cherche à souligner le besoin urgent de réforme pour garantir la sécurité financière des générations futures. Son travail est apprécié pour sa profondeur et sa quête de solutions pratiques à des problèmes complexes.
The looming retirement crisis for baby boomers and future retirees is addressed by Teresa Ghilarducci, a leading expert on retirement economics. She delves into the underlying issues contributing to the financial instability of aging Americans and presents a comprehensive plan aimed at ensuring retirement security for all workers. Her insights challenge conventional views and advocate for systemic changes to safeguard the financial futures of retirees.
LUCKY OR UNLUCKY? - YOU DECIDE! This engaging book chronicles the true-life adventures, and misadventures, experienced by the author and his wife during their global travels that sometimes did not go to plan! Readers will be entertained by a spectrum of stories including a rendezvous with an amorous Frenchman, a few scary moments in the presence of wild beasts, general holiday mishaps, hell raising motor journeys as well as floating holiday adventures, to name but a few. This page turning travel memoir will pull your emotions in all directions from 'hysterics' to 'shock'. The author strives to provide an accurate depiction of the events and the fascinating people the dynamic duo met along the way. All information is as accurate as possible and as such is based upon meticulous notes taken at the various times.
A damning portrait of the dire realities of retirement in the United States—and how we can fix it. While the French went on strike in 2023 to protest the increase in the national retirement age, workers in the United States have all but given up on the notion of dignified retirement for all. Instead, Americans—whose elders face the highest risk of poverty compared to workers in peer nations—are fed feel-good stories about Walmart clerks who can finally retire because a customer raised the necessary funds through a GoFundMe campaign. Many argue that the solution to the financial straits of American retirement is people need to just work longer. Yet this call to work longer is misleading in a multitude of ways, including its endangering of the health of workers and its discrimination against people who work in lower-wage occupations. In Work, Retire, Repeat , Teresa Ghilarducci tells the stories of elders locked into jobs—not because they love to work but because they must. But this doesn’t need to be the reality. Work, Retire, Repeat shows how relatively low-cost changes to how we finance and manage retirement will allow people to truly choose how they spend their golden years.