Jiazhuo G. Wang Livres

This book addresses the integration of the Internet and finance which recently has been one of the most notable topics of discussion in the media, the business community, academia, and among policymakers, both in China and worldwide. As a comprehensive, in-depth analysis of the one of the fastest growing industries in China, the book covers all the most important areas and issues in the crowdfunding industry in China, including the definition, types, and history of crowdfunding, the scale of the crowdfunding market, the basic business models and risk analysis of crowdfunding, the characteristics of the typical crowdfunding platforms, case studies of the leading crowdfunding platforms in China, and the future development of the crowdfunding industry in China. The book combines theoretical analysis with conceptual discussions and best practices in the crowdfunding industry in China. It is of interest to a variety of readers around the globe, such as (1) existing and potential fund demanders; (2) existing and potential fund providers; (3) investors and professionals running crowdfunding platforms; (4) professionals and major shareholders of traditional financial institutions; (5) staff in regulatory government agencies; (6) academics; and (7) the general public.

This book covers all important financial innovations for SME financing, and combines theoretical analysis and real world practices employed in China’s financial market. As China is increasingly becoming a key player in the global economy, the book helps readers gain a better understanding of the current structure and operation of, as well as future changes in, the Chinese economy. Given the high likelihood of RMB joining the IMF’s SDR in the near future, this book offers a well-timed publication that will prove valuable for a broad readership, either as a reference book or as a guide to understanding, researching, teaching on and making business decisions about China and related issues.

This book offers a comprehensive analysis of China's rapidly growing online lending industry, addressing key areas and issues. It explores the history of online lending, market scale, business models, risk factors, and the characteristics of typical borrowers and lenders. The text delves into the causes of bankruptcy among failed platforms, compares domestic and international online lending platforms, ranks the leading platforms in China, and discusses the industry's future outlook. The integration of the Internet and finance has become a significant topic in media, business, and academia globally. Each chapter features detailed case studies, illustrations, and tables, blending theoretical analysis with practical discussions and best practices in online lending. This resource will appeal to a diverse audience, including potential borrowers and lenders, investors, professionals managing online lending platforms, traditional bankers, regulatory agency staff, academics, and the general public.