E. Beccalli Livres

Introducing the fundamentals of retail credit risk management, this book provides a broad and applied investigation of the related modeling theory and methods, and explores the interconnections of risk management, by focusing on retail and the constant reference to the implications of the financial crisis for credit risk management.

The book explores the impact of IT investments on the performance of European banks, examining how expenditures on hardware, software, and services have influenced productivity. It critically analyzes whether the substantial financial commitment to IT has led to tangible improvements in banking efficiency and effectiveness, addressing a central question in the intersection of technology and finance.